Features

Best time-to-market
on the market

Tutuka's open API helps fintechs, telcos, digital banks, money transfer providers, and any other large or mid-sized companies to enable payments via virtual and physical cards. Our product is constantly evolving and improving, so your customers can always make the fastest, simplest payments in the blink of an eye.

Virtual and physical cards, accepted everywhere

Choose one of the world’s top card networks

Tutuka supports all the largest card schemes – Mastercard, Visa and Union Pay.

Do business with global reach

Do business in any or all of the countries we support. Tutuka is a global processor covering more than 25 countries. And we’re adding new ones all the time.

Full list of countries

We can help you reach a world of new customers

Tutuka is a global processor covering more than 25 countries. And we're still adding new ones all the time

  • Botswana

  • Brazil

  • Cambodia

  • Cameroon

  • Congo, Democratic Republic

  • Côte d'Ivoire

  • Curaçao

  • Egypt

  • Ghana

  • Hong Kong

  • Kenya

  • Laos

  • Malawi

  • Malaysia

  • Pakistan

  • Poland

  • Rwanda

  • Senegal

  • Singapore

  • South Africa

  • Tanzania

  • Thailand

  • Philippines

  • United Arab Emirates

  • United Kingdom

  • Trinidad and Tobago

  • Uganda

  • Vietnam

  • Zambia

  • Zimbabwe

Your transactions, your rules, your decisions

Tutuka keeps full control of your transactions in your hands.

When Tutuka receives a processing request from a card authority, we pass the information on to you. You then decide if you want to approve the transaction or not, based on your own rules. We take care of the rest, so you can focus on your business.

  • Receive transaction data

    When a transaction is requested, all relevant transaction and user data is captured, then processed according to your specifications.

  • Apply your own rules

    Transaction data is filtered through your own customised set of rule-engines; letting you control which transactions you will approve, under which conditions.

  • Get business done

    After your rule-set is applied, data is sent on to the card scheme and back to Tutuka. We then send the data to you, the merchant, and the transaction is successfully completed.

Simple API: create a card with two lines of code

Tutuka's API gives developers the power to easily and intuitively create seamless payment solutions.

  • Integrate in days, not months

    Speed-to-market is everything in today’s global economy. Tutuka’s API lets you build and launch your perfect solution, with unmatched speed.

  • Access the worlds of Mastercard, Visa and UnionPay

    Tutuka is a certified partner to all the world's major card schemes. Our reliability and robust code have been proven through two decades’ experience.

  • We set you up for success

    Build with our intrinsic best practices. Test your integration with our proven scripts and powerful tools. Or, reach out to our friendly integration specialists.

Explore documentation

Create your virtual card now!

Choose your network

Receiving

return {     statusCode: 200,     body: JSON.stringify({         type,         number: findParamValueByName(result, 'cardNumber'),         owner: `${params.firstName} ${params.lastName}`,         date: findParamValueByName(result, 'validDate'),         cvc: findParamValueByName(result, 'cvv2'),     }), }

The Tutuka difference

Why choose us over others?

  • Competitive pricing

    We started in emerging markets, which makes our pricing model highly affordable. We also charge only for successful transactions. So you pay money, only when you make money.

  • Effective rollout support

    We’ll reduce your time-to-market. We’re here to manage your sponsor bank and card manufacturer relationships. And, we’ll see you through the network certifications, too.

  • Partner for your growth

    Launching your program is only the start. We’re here to provide useful insights, manage any disputes and chargebacks, and much more.

Excel in e-commerce and online

We know that online is the future of payments. And that future is only beginning. That's why we constantly focus on developing new features that support seamless payment experiences for your customers throughout the digital world.

  • Use tokenized payments

    for a safer online experience.

  • Tailored solutions

    for Amazon, Google, Facebook, Netflix, and other leading online companies.

  • Recurring payments made easy

    Set up, manage and receive automated payments simply and easily.

  • Reduce churn

    Don’t worry about card details expiring. We ensure that payments go on uninterrupted with our auto-update feature.

Made for a mobile world

Tutuka’s virtual and physical cards are ideal for mobile platforms. Our code integrates simply into the digital wallet of your choice.

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Mobile wallet

Let your customers issue or read QR codes easily. Or, just tap and pay… whatever suits them.

  • QR code
  • Contactless

We’re experts on


Asia

We’ve grown into a global company by developing real and deep business and cultural understanding in each of the territories in which we operate. That’s why, when we say we know Asia, we really mean it.

  • Physical presence

    We have a full staff complement in Thailand. We also have staff presences in Hong Kong, Vietnam, and Myanmar.

  • Countries in which we operate

    We have live programs in eight Asian countries.

  • Clients we support

    We power some fantastic clients in the region, including Grab, True Money, Octopus and many more.

  • 24/7 support

    We provide round-the-clock support; year-round.

  • 99.9% uptime

    We guarantee uptime of 99.9% or higher.

  • Chargeback support

    We provide full support on chargebacks and disputes.

We’re experts on


Latin America

We’ve grown into a global company by developing real and deep business and cultural understanding in each of the territories in which we operate. That’s why, when we say we know Latin America, we really mean it.

  • Physical presence

    We have a full complement of staff across Latin America.

  • Countries in which we operate

    We're fully operational in Mexico, Brazil, and the Caribbean.

  • Clients we support

    We power some fantastic clients in the region, including Mibo, Stone Pagamentos, and Pilot.

  • 24/7 support

    We provide round-the-clock support; year-round.

  • 99.9% uptime

    We guarantee uptime of 99.9% or higher.

  • Chargeback support

    We provide full support on chargebacks and disputes.

We’re experts on


Africa

We’ve grown into a global company by developing real, deep business and cultural understanding in each of the territories in which we operate. That’s why, when we say we know Africa, we really mean it.

  • Physical presence

    Tutuka started in Africa. We have African staff on the ground in South Africa, Nairobi, and Ivory Coast.

  • Countries in which we operate

    We have live programs in 13 African countries; working with multiple banks in each.

  • Clients we support

    We power fantastic clients in the region, including Safaricom, MTN, Vodacom, Orange and many more.

  • 24/7 support

    We provide round-the-clock support; year-round.

  • 99.9% uptime

    We guarantee uptime of 99.9% or higher.

  • Chargeback support

    We provide full support on chargebacks and disputes.

We're experts on


The Middle East

We’ve grown into a global company by developing real and deep business and cultural understanding in each of the territories in which we operate. That’s why, when we say we know the Middle East, we really mean it.

  • Physical presence

    We have offices in Dubai, with staff and live card programs across the region.

  • Countries in which we operate

    Our presence is expanding steadily. Most recently, we went live in Pakistan at a time which presented many unique challenges.

  • Clients we support

    We work very closely with both the Visa and Mastercard teams.

  • 24/7 support

    We provide round-the-clock support; year-round.

  • 99.9% uptime

    We guarantee uptime of 99.9% or higher.

  • Chargeback support

    We provide full support on chargebacks and disputes.

We’re experts on


Europe

We’ve grown into a global company by developing real and deep business and cultural understanding in each of the territories in which we operate. That’s why, when we say we know Europe, we really mean it.

  • Physical presence

    We have a full team in Europe, numbering more than 25 people and growing.

  • Countries in which we operate

    We support the whole of the European Union, with a focus on fintechs.

  • Clients we support

    We work very closely with both the Visa and Mastercard teams.

  • 24/7 support

    We provide round-the-clock support; year-round.

  • 99.9% uptime

    We guarantee uptime of 99.9% or higher.

  • Chargeback support

    We provide full support on chargebacks and disputes.

Your data is secure

Security is at the heart of everything we do. We meet or exceed bank-level security at all times, with fully certified, leading-edge privacy and data protection.

  • PCI-DSS level 1 Certification.

  • Bank-grade encryption for any data-in-transit or data-at-rest.

  • Dedicated production environments segregate customers’ data from other Tutuka programs.

  • We use the world’s leading Managed Security Service Provider.

  • We go the security extra mile. We even conduct outsourced ethical hacking penetration testing.


Ready to make payments happen?
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