Make payments happen

Virtual and physical cards for   Fintechs Telcos Digital banks Mobile wallets Transfer providers

We make it easy to instantly create, issue and manage virtual or physical cards, and even easier for your customers to use them.

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  • 23 years
    making payments
  • 43 countries
    fully covered,
    and counting
    Show country list
  • 1.18 billion

We can help you reach a world of new customers

Tutuka is a global processor covering more than 43 countries. And we're still adding new ones all the time

  • Puerto Rico

  • Dominican Republic

  • St. Lucia

  • Peru

  • Panama

  • Jamaica

  • Guinea

  • El Salvador

  • Bahamas

  • Antigua

  • Barbados

  • Botswana

  • Brazil

  • Cambodia

  • Cameroon

  • Colombia

  • Curaçao

  • Egypt

  • Fiji

  • Ghana

  • Haiti

  • Hong Kong

  • Ivory Coast

  • Kenya

  • Laos

  • Malawi

  • Malaysia

  • Mexico

  • Pakistan

  • Philippines

  • Poland

  • Rwanda

  • Senegal

  • Singapore

  • South Africa

  • Tanzania

  • Thailand

  • Uganda

  • United Arab Emirates

  • United Kingdom

  • Vietnam

  • Zambia

  • Zimbabwe

Key Tutuka features

We offer a range of solutions across all types of payments

  • 1 / 6 Virtual and physical cards Issue virtual or plastic Mastercard, Visa or Union Pay cards, instantly.

  • 2 / 6 Multi-country reach We operate in 43 countries and we're growing fast. Our deep understanding of the local markets in which we operate means truly global expertise.

  • 3 / 6 Full control over your payments Authorize transactions based on your rules. Our API is flexible, adaptable, and easy to use.

  • 4 / 6 Easy and intuitive API Built by developers for developers, our API is designed to get you up, running, and issuing cards in just a few weeks.

  • 5 / 6 Sidestep complexity We remove the complexity that comes with payment processing, allowing you to focus on your business and your customers.

  • 6 / 6 We are the future of payments We’re constantly innovating; offering robust capabilities across a range of digital platforms from contactless to e-commerce, and more.

See key features

Simple API: create a card with two lines of code

Tutuka's API gives developers the power to easily and intuitively create seamless payment solutions.

  • Integrate in days, not months

    Speed-to-market is everything in today’s global economy. Tutuka’s API lets you build and launch your perfect solution, with unmatched speed.

  • Access the worlds of Mastercard, Visa and UnionPay

    Tutuka is a certified partner to all the world's major card schemes. Our reliability and robust code have been proven through two decades’ experience.

  • We set you up for success

    Build with our intrinsic best practices. Test your integration with our proven scripts and powerful tools. Or, reach out to our friendly integration specialists.

Explore documentation

Create your virtual card now!

Choose your network


return {     statusCode: 200,     body: JSON.stringify({         type,         number: findParamValueByName(result, 'cardNumber'),         owner: `${params.firstName} ${params.lastName}`,         date: findParamValueByName(result, 'validDate'),         cvc: findParamValueByName(result, 'cvv2'),     }), }

The Tutuka difference

Why choose us over others?

  • Competitive pricing

    We started in emerging markets, which makes our pricing model highly affordable. We also charge only for successful transactions. So you pay money, only when you make money.

  • Effective rollout support

    We’ll reduce your time-to-market. We’re here to manage your sponsor bank and card manufacturer relationships. And, we’ll see you through the network certifications, too.

  • Partner for your growth

    Launching your program is only the start. We’re here to provide useful insights, manage any disputes and chargebacks, and much more.

We’re experts on


We have a full staff complement in Thailand. We also have staff presences in Hong Kong, Vietnam, and Myanmar.

We have live programs in eight Asian countries.

We power some fantastic clients in the region, including
Grab, True Money, Octopus and many more.

We’re experts on

Latin America

We have a full complement of staff across Latin America.

We're fully operational in Mexico, Brazil, and the Caribbean.

We power some fantastic clients in the region, including Mibo, Stone Pagamentos, and Pilot.

We’re experts on


Tutuka started in Africa. We have African staff on the ground in South Africa, Kenya, and Ivory Coast.

We have live programs in 14 African countries; working with multiple banks in each.

We power fantastic clients in the region, including Safaricom, MTN, Vodacom, Orange and many more.

We're experts on

The Middle East

We have offices in Dubai, with staff and live card programs across the region.

Our presence is expanding steadily. Most recently, we went live in Pakistan at a time which presented many unique challenges.

We work very closely with both the Visa and Mastercard teams.

We’re experts on


We have a full team in Europe, numbering more than 25 people and growing.

We support the whole of the European Union, with a focus on fintechs.

We work very closely with both the Visa and Mastercard teams.

Who else has made their payments happen with us?

  • Grab logo
  • EZ link logo
  • Mukuru logo
  • Rapyd logo
  • True logo
  • Vodacom logo

Lives changed for good

Giving back and changing lives

For more than 20 years we’ve been sharing our success with those around us by giving back to the local communities in which we operate. Not because it’s “hip’, but because it’s simply who we are.

See how we change lives

Ready to make payments happen?
Contact us!

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